TRANSAKSI CROWDFUNDING DALAM DUNIA DIGITAL PERSPEKTIF HUKUM EKONOMI SYARI'AH

Abstract

Abstract
Crowdfunding has become a significant phenomenon in the modern social and business economic sphere. In the context of muamalah, where sharia principles play a central role, crowdfunding transactions face a number of ethical, legal and economic considerations that need to be considered in depth. This research aims to examine the phenomenon of crowdfunding transactions in the context of muamalah with a focus on aspects of sharia economic law. This research uses a library research approach by collecting data from various literary sources such as books, scientific articles, research journals and electronic sources related to the research topic. These data were analyzed systematically to identify key findings, trends and relevant patterns. Research results According to sharia economic law, Crowdfunding not for profit is seen from the aspect of transactions carried out between the owner of the funds and the recipient of the funds, it is called a shodaqoh contract, while Crowdfunding for profit is called a qiradh or cooperation contract. Crowdfunding is seen from the aspect of the recipient of funds and the application company used to seek funds is called an ijarah or lease contract.
Keywords: Crowdfunding, the Digital World , Islamic Economic Law.

Abstrak
Crowdfunding telah menjadi fenomena yang signifikan dalam lingkup ekonomi sosial dan bisnis modern. Dalam konteks muamalah, di mana prinsip-prinsip syari'ah memainkan peran sentral, transaksi crowdfunding menghadapi sejumlah pertimbangan etis, hukum, dan ekonomi yang perlu dipertimbangkan secara mendalam. Penelitian ini bertujuan untuk mengkaji fenomena transaksi crowdfunding dalam konteks muamalah dengan fokus pada aspek hukum ekonomi syari'ah. Penelitian ini menggunakan pendekatan penelitian pustaka (library research) dengan mengumpulkan data dari berbagai sumber literatur seperti buku, artikel ilmiah, jurnal penelitian, dan sumber elektronik terkait topik penelitian. Data-data tersebut dianalisis secara sistematis untuk mengidentifikasi temuan utama, tren, dan pola yang relevan. Hasil penelitian Menurut hukum ekonomi syari’ah Crowdfunding not for profit dilihat dari aspek transaksi yang dilakukan antara pemilik dana dan penerima dana dinamakan akad shodaqoh sedangkan Crowdfunding for
profit dinamakan akad qiradh atau kerjasama. Crowdfunding dilihat dari aspek penerima dana dan perusahaan aplikasi yang digunakan utuk mencari dana dinamakan akad ijarah atau sewa.
Kata kunci: Crowdfunding , Dunia Digital, Hukum Ekonomi Syari'ah